Group personal accident

As a business you can provide cover for your most important assets – your employees. This insurance covers death or bodily injury that can result in permanent or temporary disability, which is caused by accidental, violent, external and visible means.

Emergency protection

ResQ1 is a roadside protection service that is supported by teams of highly trained officers who are able to professionally handle emergency situations. ResQ1 is a nationwide service and operates 24/7.

Business travel

Protect business travellers against unforeseen costs such as delayed flights, lost luggage, unexpected cancellation costs, emergency medical expenses, hospitalisation cover and hospital bills payable in foreign currencies.

Kidnap and ransom

Our kidnap and ransom products provide access to expert crisis management services to minimise the negative effects of these difficult events. Cover can include reimbursement of ransom monies, rewards payable for information, and travel costs to return victims.

Construction and engineering

This cover is tailored to meet the specific requirements of each project and typically includes protection against demolition risk, building erection risk, lateral support, machinery breakdown, advanced loss of profits and third-party liability, as well as performance guarantees.

Aviation

Get insurance that covers physical damage to an aircraft and legal liability arising out of ownership and operation. Specific policies cover aircraft hull all risks, aircraft hull war risks, third-party legal liability and/or passenger legal liability, excess insurance and aircraft owners and operator’s liability.

Agriculture

Just like other businesses, farmers need cover against loss or damage to their assets and crops by fire and weather-related risks. Cover available includes: theft, livestock, machinery breakdown, business interruption, assets, money, and crop insurance.

Commercial crime

With commercial crime insurance your business is protected from financial losses related to business-related crime, and it includes theft by employees, forgery, robbery, and electronic crime.

General liabilities

With general liability insurance you are covered for claims where your business caused accidental death, bodily injury or property damage.

Directors and Officers

With D&O liability insurance the personal assets of directors and officers, and that of the company itself, are protected in the event they are personally sued for actual or alleged wrongful acts in managing that company.

Cyber liability

Protect your business against internet-based risks with cyber liability. This covers financial losses from data breaches, business interruption, cyber extortion, cybercrime and third-party liability following a cyber breach.

Professional indemnity

Anyone who offers services or advice in a specialised field could be held accountable if they are alleged to have provided inadequate advice, services or designs. Professional indemnity provides protection against financial loss as a result of legal liability to a third party.

Product liability

Your business can be held legally liable for placing defective products that you made or sold - into the hands of a consumer. This cover excludes the cost of recalling defective products.

BUSINESS & EMPLOYEE SOLUTIONS

Our partner, Indwe BlueStar, offers a range of business solutions that ensure the financial well-being of your business, despite life’s uncertainties. These include employee benefits, key man insurance, business debt insurance, business risk solutions, retirement options and business banking assistance.

Indwe BlueStar is an authorised Financial Services Provider in life insurance (FSP 6832).