Grow your business with the right advice.

Protect it with the right risk advice.

Let's get to know each other

In order to provide you with tailored business advice for your specific needs, we require a little more information about you. Please take a moment to answer these quick questions. Alternatively, you can search for the relevant product from our extensive list below.

QUESTION 1 OF 7 >

What’s your name and surname?

Hi there – nice to meet you! Thanks for your interest in Indwe. We promise the questions won’t take long to answer and they’ll enable us to provide you with the best advice for your specific requirements.

QUESTION 2 OF 7 >

What’s the name of your business and where is it located?

While we are happy to consult with you virtually, we also have branches in eight of our nine provinces, where we can arrange a meeting in person with one of our experienced advisors.

QUESTION 3 OF 7 >

What industry is it in?

As one of South Africa’s largest and most trusted brokers, we have experts who will provide you with tailored advice, no matter how specialised your industry.

QUESTION 4 OF 7 >

How long has it been in operation?

QUESTION 5 OF 7 >

How many people do you employ?

QUESTION 6 OF 7 >

Have you ever had a risk assessment conducted for your business?

QUESTION 7 OF 7 >

Please provide a phone number or email address so we can contact you.

PROTECT THE FUTURE OF YOUR BUSINESS

When it comes to your business, we know it’s personal to you, it’s also personal to us. Experience has taught us that each business faces unique challenges, so the right risk management and/or insurance solution needs to be tailored and personal to that business. With our expert risk advice, we help you better prepare for the unexpected, so you can confidently face the future and unlock your potential.

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Our Risk Management and Insurance Solutions

With an experienced team and a history that extends back over a century, our clients know that they can trust our risk advice to best protect their futures. Chat to us for a tailored risk management and insurance solution for your unique business needs or search through the solutions below.

Looking for something specific?

Filter through our risk management

and insurance solutions below

SMME and Small commercial insurance

At Indwe, we adopt the same rigorous risk methodology with SMME and smaller commercial clients, as we do with our larger, blue-chip corporates.

Enterprise Risk Management

Understanding your business is a key first step in our integrated risk management process. Our expert team can then assess, identify and craft the best risk management solution to fit your organisation’s unique requirements. Our IRMSA Certified Risk Professionals will ensure that your leadership team is guided through the complexities of risk management governance and reporting.

Risk Control and Engineering

Our team of experienced risk control specialists support operational management through risk assessments and advice. Based on the impact of identified risks on the organisational objectives, appropriate action can be taken by key decision makers. Our team can help you build resilience with business continuity support and advice.

Risk Financing and Captive Management

Providing clients with comprehensive solutions to cover the financial effects of unexpected losses is our primary goal. Our skilled team supports traditional insurance with alternative risk financing solutions, to cover the various risks faced by our clients and mitigate catastrophic losses. By using the latest analytics and modelling, we identify trends and ensure that your risk appetite is aligned to your risk management maturity. We use the latest technology, supported by expert opinion and interrogation, to effectively mitigate risk in forward-thinking organisations.

RISKTECH ©

Integrated Risk and Insurance Platform

Our Lymelyte risk and insurance platform supports your business with an incident, claims and risk management portal. You are in control of converting your incidents to claims and receiving real-time management dashboards for on-point decision making. Integrate your risks and controls for improved uncertainty management with our expert advice.

Aerial Drone Solutions

A qualified risk engineer and licensed drone operator can identify key risks by gathering data across your site in a few hours. With world-class risk management systems and analytics, you can receive rich data and hazard profile metrics, from which risk control requirements can be recommended.

Subterranean Drone Crawlers, Ground Penetrating Radar and Aquatic

An experienced drone operator will help you identify damage to any subterranean pipes systems with the use of remote operated crawlers. The radar team can identify underground services ahead of construction and civil projects to mitigate damages and prevent unnecessary time and cost delays.

Commercial Fleets, Heavy Commercial Vehicles (HCV) and Buses

Your vehicles, drivers and the goods you transport all expose you to risks. With our dedicated transportation insurance team and an extensive range of insurance options, you can get specialised cover that protects your business from legal and financial liability.

Marine Insurance

Mishaps in transit happen, whether at sea, on road or in air, and sometimes when they do, they cripple even the most established businesses in the event of insufficient insurance coverage. International traders need to protect themselves against the loss of their precious cargo from perils such as accidents at sea, vessels going aground or the declaration of general average. This is a legal principle in maritime law, according to which all parties undertaking a sea venture proportionally share any losses resulting from a voluntary sacrifice of part of the ship or cargo to save the whole in an emergency.

Aviation Insurance

Get the right protection for your aircraft and any damages that may result from unfortunate events. The legal liability you could face if your aircraft is involved in an incident causing an injury, death or significant property damage can be substantial. If you have liability coverage, the insurer will also pay for your legal defence if you are sued for these losses.

D&O – Directors and Officers Insurance

As a director or officer of a company, you assume an elevated burden of responsibility in the performance of your fiduciary duties. Failure to act in accordance with these elevated standards of care can expose you to personal liability. We put a great deal of focus on assisting our clients to structure a D&O policy that will offer the necessary advice and protection to directors and officers.

PI – Professional Indemnity Insurance

As a professional, you need appropriate cover to protect your business against the risks that could compromise your future. All those who provide professional advice and/or design for a fee, assume an elevated burden of responsibility. A focussed approach will ensure the necessary protection via PI insurance.

Miscellaneous Liabilities

Whether dealing with general liabilities or more niche liabilities, appropriate cover and indemnity limits are essential to protect the company against the legal consequences of human error. Our specialist approach will ensure cover and limits are appropriate.

Cyber Liability

The risks arising out of the myriad and ever-increasing use of IT, are perhaps some of the most challenging faced by businesses in today’s technological world. Cyber risks policies are constantly evolving to try and meet these risks. Specialist skills and knowledge of niche insurance markets and products is therefore essential.

Commercial Crime

It is an unfortunate reality that even the most closely-knit and well-managed businesses are exposed to fraud by employees. Statistics bear this out, making appropriate insurance essential. Getting the best cover at the best price from an increasingly difficult niche insurance market requires an experienced and focussed broker.

Complex and Large Commercial Insurance

At Indwe, we don’t apply rigid definitions to categorise what we see as a “corporate” account. Apart from the size of the business, or it being a public company, we will treat an account as corporate.

SMME and Small commercial insurance

At Indwe, we adopt the same rigorous risk methodology with SMME and smaller commercial clients, as we do with our larger, blue-chip corporates.

Enterprise Risk Management

Understanding your business is a key first step in our integrated risk management process. Our expert team can then assess, identify and craft the best risk management solution to fit your organisation’s unique requirements. Our IRMSA Certified Risk Professionals will ensure that your leadership team is guided through the complexities of risk management governance and reporting.

Risk Control and Engineering

Our team of experienced risk control specialists support operational management through risk assessments and advice. Based on the impact of identified risks on the organisational objectives, appropriate action can be taken by key decision makers. Our team can help you build resilience with business continuity support and advice.

Risk Financing and Captive Management

Providing clients with comprehensive solutions to cover the financial effects of unexpected losses is our primary goal. Our skilled team supports traditional insurance with alternative risk financing solutions, to cover the various risks faced by our clients and mitigate catastrophic losses. By using the latest analytics and modelling, we identify trends and ensure that your risk appetite is aligned to your risk management maturity. We use the latest technology, supported by expert opinion and interrogation, to effectively mitigate risk in forward-thinking organisations.

RISKTECH ©

Integrated Risk and Insurance Platform

Our Lymelyte risk and insurance platform supports your business with an incident, claims and risk management portal. You are in control of converting your incidents to claims and receiving real-time management dashboards for on-point decision making. Integrate your risks and controls for improved uncertainty management with our expert advice.

Aerial Drone Solutions

A qualified risk engineer and licensed drone operator can identify key risks by gathering data across your site in a few hours. With world-class risk management systems and analytics, you can receive rich data and hazard profile metrics, from which risk control requirements can be recommended.

Subterranean Drone Crawlers, Ground Penetrating Radar and Aquatic

An experienced drone operator will help you identify damage to any subterranean pipes systems with the use of remote operated crawlers. The radar team can identify underground services ahead of construction and civil projects to mitigate damages and prevent unnecessary time and cost delays.

RISKTECH ©

Integrated Risk and Insurance Platform

Our Lymelyte risk and insurance platform supports your business with an incident, claims and risk management portal. You are in control of converting your incidents to claims and receiving real-time management dashboards for on-point decision making. Integrate your risks and controls for improved uncertainty management with our expert advice.

Aerial Drone Solutions

A qualified risk engineer and licensed drone operator can identify key risks by gathering data across your site in a few hours. With world-class risk management systems and analytics, you can receive rich data and hazard profile metrics, from which risk control requirements can be recommended.

Subterranean Drone Crawlers, Ground Penetrating Radar and Aquatic

An experienced drone operator will help you identify damage to any subterranean pipes systems with the use of remote operated crawlers. The radar team can identify underground services ahead of construction and civil projects to mitigate damages and prevent unnecessary time and cost delays.

Commercial Fleets, Heavy Commercial Vehicles (HCV) and Buses

Your vehicles, drivers and the goods you transport all expose you to risks. With our dedicated transportation insurance team and an extensive range of insurance options, you can get specialised cover that protects your business from legal and financial liability.

Marine Insurance

Mishaps in transit happen, whether at sea, on road or in air, and sometimes when they do, they cripple even the most established businesses in the event of insufficient insurance coverage. International traders need to protect themselves against the loss of their precious cargo from perils such as accidents at sea, vessels going aground or the declaration of general average. This is a legal principle in maritime law, according to which all parties undertaking a sea venture proportionally share any losses resulting from a voluntary sacrifice of part of the ship or cargo to save the whole in an emergency.

Aviation Insurance

Get the right protection for your aircraft and any damages that may result from unfortunate events. The legal liability you could face if your aircraft is involved in an incident causing an injury, death or significant property damage can be substantial. If you have liability coverage, the insurer will also pay for your legal defence if you are sued for these losses.

D&O – Directors and Officers Insurance

As a director or officer of a company, you assume an elevated burden of responsibility in the performance of your fiduciary duties. Failure to act in accordance with these elevated standards of care can expose you to personal liability. We put a great deal of focus on assisting our clients to structure a D&O policy that will offer the necessary advice and protection to directors and officers.

PI – Professional Indemnity Insurance

As a professional, you need appropriate cover to protect your business against the risks that could compromise your future. All those who provide professional advice and/or design for a fee, assume an elevated burden of responsibility. A focussed approach will ensure the necessary protection via PI insurance.

Miscellaneous Liabilities

Whether dealing with general liabilities or more niche liabilities, appropriate cover and indemnity limits are essential to protect the company against the legal consequences of human error. Our specialist approach will ensure cover and limits are appropriate.

Cyber Liability

The risks arising out of the myriad and ever-increasing use of IT, are perhaps some of the most challenging faced by businesses in today’s technological world. Cyber risks policies are constantly evolving to try and meet these risks. Specialist skills and knowledge of niche insurance markets and products is therefore essential.

Commercial Crime

It is an unfortunate reality that even the most closely-knit and well-managed businesses are exposed to fraud by employees. Statistics bear this out, making appropriate insurance essential. Getting the best cover at the best price from an increasingly difficult niche insurance market requires an experienced and focussed broker.

Complex and Large Commercial Insurance

At Indwe, we don’t apply rigid definitions to categorise what we see as a “corporate” account. Apart from the size of the business, or it being a public company, we will treat an account as corporate.