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When your game should be the only thing on your mind?

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Hole in One

We all know golf is a wonderful, unpredictable game in which anything can happen… and often does. It obviously provides plenty of thrills and spills but golf can also prove pretty expensive.

Golf equipment insurance is often ignored by golfers as just another expense. Consider for a moment how much it would cost to replace not only your golf clubs, but also your bag, trolley, clothing, balls, GPS, sunglasses, shoes and even balls. If you add it all up then it is probably a lot more than you think. Your equipment could be worth around R15 000, if not more.

Insuring your golf equipment can be a tricky task as many household insurance policies don’t provide the level of insurance cover you need for your golf clubs and other equipment.  Your household insurance will probably provide cover up to a certain limit and only against certain events. However, in most cases, household insurance policies will not cover the loss, damage or theft of your clubs outside of your home. In addition, claiming for golf equipment under the household contents section of a policy often results in increased household insurance premiums.

The majority of golf equipment theft occurs when equipment is stolen from the owner’s car. Household policies will not cover theft from a car, unless items are specified under the All Risks section of the policy.

Ultimately, golf-specific insurance offers cover far beyond that of most household insurance policies and if you have equipment worth over R10 000 it may be more cost effective to specify your golf equipment on a specific golf cover extension.

Golf insurance can also provide you with benefits such as providing for Hole-in-One drinks accounts, damaged clubs, replacement golf club hire costs and much more.

Talk to Indwe Risk Services for golfers cover that suits your needs and your pocket.

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