{"id":460,"date":"2017-06-23T09:21:34","date_gmt":"2017-06-23T09:21:34","guid":{"rendered":"https:\/\/www.indwe.co.za\/indwe-blog\/?p=460"},"modified":"2017-06-23T09:24:16","modified_gmt":"2017-06-23T09:24:16","slug":"building-insurance","status":"publish","type":"post","link":"https:\/\/www.indwe.co.za\/indwe-blog\/building-insurance\/","title":{"rendered":"Building Insurance"},"content":{"rendered":"<p><strong>5 Things to keep in mind before buying buildings insurance<\/strong><br \/>\n&nbsp;&nbsp;<br \/>\nInvesting in a <strong>buildings insurance policy<\/strong> is a big commitment. Every month you pay a premium in order to enjoy the peace of mind that your buildings will be covered in the unfortunate event that something goes wrong. But what should you keep in mind about <strong>buildings insurance<\/strong> before you sign the dotted line? As your <strong>trusted insurance advisors<\/strong>, we\u2019ve compiled a list of what you need to know about buying <strong>buildings insurance<\/strong>.<!--more--><br \/>\n&nbsp;&nbsp;<br \/>\n<strong>First doesn\u2019t mean better<\/strong><br \/>\n&nbsp;&nbsp;<br \/>\nDon\u2019t settle for the first quote you receive. Speak to your <strong>Indwe Advisor<\/strong> about the different buildings insurance options available. We\u2019ll search through all our partner offerings in order to provide you with the best possible options to suit your needs.<br \/>\n&nbsp;&nbsp;<br \/>\n<strong>Neither does cheap<\/strong><br \/>\n&nbsp;&nbsp;<br \/>\nPolicies are cheap for a reason. In order to make things more financially attractive, the insurer will cut several things from your policy. Although it might sound like an unnecessary inclusion at the time, you might find yourself in a difficult situation later on.<br \/>\n&nbsp;&nbsp;<br \/>\n<strong>What\u2019s in a policy?<\/strong><br \/>\n&nbsp;&nbsp;<br \/>\nEnsure you know exactly what\u2019s covered by the policy. If something\u2019s unclear, ask. Draw up a list of everything you need to insure before you speak to your Indwe Advisor; this should include outbuildings, pools, geysers, green houses, etc. Don\u2019t agree to a policy, if you\u2019re not comfortable with your level of cover.<br \/>\n&nbsp;&nbsp;<br \/>\n<strong>Think of the future<\/strong><br \/>\n&nbsp;&nbsp;<br \/>\nEven if it\u2019s not in the cards right now, ask about what your options are, should you what to renovate or expand your house in the future. Find out what information your insurer will need from you as well as what will be covered (and what the risks will be) while you\u2019re in the process of renovating your house.<br \/>\n&nbsp;&nbsp;<br \/>\n<strong>The truth will set you free<\/strong><br \/>\n&nbsp;&nbsp;<br \/>\nNever undersell the value of your property. Yes, your premiums will be lower, but you won\u2019t be covered fully, which means if you claim, it will either be rejected or not paid in full. When asked about the value of your home, give the total replacement value of your property.<br \/>\n&nbsp;&nbsp;<br \/>\nTurn to <strong>Indwe Risk Services<\/strong> for all the <strong>insurance advice<\/strong> you need to make informed decisions about your <strong>buildings cover<\/strong>. We\u2019re available 24\/7 on 0860 13 13 14 or online at <a href=\"https:\/\/www.indwe.co.za\/\"><strong>www.indwe.co.za<\/strong><\/a>.<br \/>\n&nbsp;&nbsp;<br \/>\nIndwe is an Authorised Financial Services Provider. FSP 3425<br \/>\n&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>5 Things to keep in mind before buying buildings insurance &nbsp;&nbsp; Investing in a buildings insurance policy is a big commitment. Every month you pay a premium in order to enjoy the peace of mind that your buildings will be covered in the unfortunate event that something goes wrong. But what should you keep in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":461,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1,12],"tags":[],"class_list":["post-460","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-household"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Tips on buying buildings insurance | Indwe Risk Services<\/title>\n<meta name=\"description\" content=\"Trust your insurance advisors to give you all the information you need to make an informed decision about the buildings insurance policy you need.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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