{"id":69,"date":"2015-06-01T10:30:15","date_gmt":"2015-06-01T10:30:15","guid":{"rendered":"https:\/\/www.indwe.co.za\/indwe-blog\/2015\/06\/01\/is-your-home-an-insurance-risk\/"},"modified":"2015-06-01T10:30:15","modified_gmt":"2015-06-01T10:30:15","slug":"is-your-home-an-insurance-risk","status":"publish","type":"post","link":"https:\/\/www.indwe.co.za\/indwe-blog\/is-your-home-an-insurance-risk\/","title":{"rendered":"Is your home an insurance risk?"},"content":{"rendered":"<figure class=\"tmblr-full\"><img decoding=\"async\" src=\"http:\/\/68.media.tumblr.com\/d644850e189928ce4ecdf9dc3b023632\/tumblr_inline_np9h5rsuks1r965u9_540.jpg\" \/><\/figure>\n<p>Taking care of your home ensures the safety of all the people who live in it, but it\u2019s also fundamental from an insurance perspective. How you look after your home, and the maintenance that you perform, can have direct and serious repercussions on your insurance claims.\u00a0<\/p>\n<p><!-- more --><\/p>\n<p>\u201cWhile your insurance should cover sudden and unexpected damage to your property, it won\u2019t normally pay out for damages that are caused by gradual deterioration due to lack of maintenance,\u201d says Peter Olyott, CEO at Indwe Risk Services. As a homeowner you can mitigate your risk of having your insurance claim rejected with these household checks:\u00a0<\/p>\n<p><b>INSPECT THE ROOF:<\/b><\/p>\n<p>Your roof is one of the most important aspects of your home, as it protects the structure of your house and everything inside. It\u2019s essential that you regularly look for cracked, broken and worn material. Missing or chipped tiles should be replaced, thatch needs to be repaired, and screws in corrugated iron must still have a waterproof seal. \u201cLook for mould and for areas where water pools, as water leaking through your roof can cause extensive and expensive damage,\u201d recommends Olyott.<\/p>\n<p><b>GET IN THE GUTTERS:\u00a0<\/b><\/p>\n<p>When gutters fill up with debris, these blockages impede the flow of water and this may cause leaks and subsequent water damage. Keep gutters clean especially during autumn \u2013 when more leaves are falling \u2013 and in the rainy season. It\u2019s vital to check that any water is effectively draining away from your home.<\/p>\n<p><b>PUT PLUMBING TO THE TEST:\u00a0<\/b><\/p>\n<p>Water from leaking pipes and taps can go unnoticed for a significant length of time, leading to substantial damage. Visually inspect your pipes in the kitchen and bathroom looking for leaks, and make sure your toilet is working correctly. Include geyser maintenance in your plumbing check and you could reduce the risk of your geyser bursting or overflowing.\u00a0<\/p>\n<p><b>IT\u2019S ALL IN THE WIRING:<\/b><\/p>\n<p>Faulty wiring can lead to fires, which is why it\u2019s fundamental that you inspect your electrical outlets and resolve any problems immediately. Prevent electrical faults by maintaining the wiring in your home.\u00a0<\/p>\n<p>As a homeowner it is essential to keep your house in a good condition. Failure to take care of smaller, routine jobs means you run the risk of paying more than repair costs in the long run, if your insurance claim is rejected.\u00a0<\/p>\n<p><b>Contact Indwe today \u2013 we will give you the right advice when it comes to home insurance 0860 13 13 14.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Taking care of your home ensures the safety of all the people who live in it, but it\u2019s also fundamental from an insurance perspective. How you look after your home, and the maintenance that you perform, can have direct and serious repercussions on your insurance claims.\u00a0 \u201cWhile your insurance should cover sudden and unexpected damage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-69","post","type-post","status-publish","format-standard","hentry","category-general"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Is your home an insurance risk? -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.indwe.co.za\/indwe-blog\/is-your-home-an-insurance-risk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is your home an insurance risk? -\" \/>\n<meta property=\"og:description\" content=\"Taking care of your home ensures the safety of all the people who live in it, but it\u2019s also fundamental from an insurance perspective. 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