Whatever you manufacture, and whether it's sold locally or abroad, get the cover you need so you can focus on your bottom line.

Sub-sectors: Light Engineering | Automotive | Food | Plastics | Furnishings | FMCG - Appliances| Specialist (e.g. aviation)

Drawing on our extensive experience across a wide range of sectors (including marine and related risks), Indwe will ensure a cost-effective and comprehensive solution to your insurance exposures.

Whether your business manufactures components or finished products for local or international consumption, Indwe Risk Services is able to provide a tailor-made insurance solution that ensures you have the appropriate cover.

Let our specialist manufacturing insurance team put together an insurance strategy that looks after your business, so you can focus on making profits.

AIPL - The simple approach that ensures you have the cover you need as you grow your business

Indwe Risk Services endeavours to simplify the sometimes complex risk identification and evaluation process by using our AIPL approach. This accommodates practically all insurable risks and can be used for any sized company, from a small home-based business to a large multinational organisation. We will ensure you have all the cover you need as your business expands.


  • Fixed or mobile, e.g. buildings versus vehicles
  • Tangible or intangible, e.g. property versus trademarks, designs and patents
  • Owned, operated, leased or borrowed, e.g. contractual conditions
  • Local or international, e.g. statutory considerations


  • Income from trading operations
  • Non-trading income
  • Income from intangible assets
  • Personal income protection of owner(s)
  • Fixed contract purchases
  • Fixed costs
  • Variable costs
  • Non-trading expenditure
  • Alternative suppliers
  • Client dependency


  • Own people, e.g. trade risks, employee fraud, labour-related issues, legal liabilities, employee benefits
  • Third party contractors, e.g. personal injury, complicity with employees, labour-related issues, trade risks
  • Clients/Customers, e.g. dependency, competitive forces, credit risk exposures
  • Suppliers/Service Providers, e.g. dependency, competitive forces


  • Common Law
  • Statutory
  • Indigenous
  • International
  • Contractual
  • Criminal
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