Marine



Specialist marine insurance to help you weather the storm.

Indwe’s marine cover is shipshape, giving your business an essential lifeline when you need it most.

Whatever your marine insurance requirements, speak to Indwe Risk Services for extensive marine cover, including hull, hull liabilities, war risks, carriers' liability and cargo (import/export, inland transit and temporary storage).

Our specialist insurance team will put together a comprehensive strategy to help you navigate the deep waters of marine insurance. With Indwe, you and your business can be assured of plain sailing.

AIPL - The simple approach that ensures you have the cover you need as you grow your business

Indwe Risk Services endeavours to simplify the sometimes complex risk identification and evaluation process by using our AIPL approach. This accommodates practically all insurable risks and can be used for any sized company, from a small home-based business to a large multinational organisation. We will ensure you have all the cover you need as your business expands.


ASSETS:

  • Fixed or mobile, e.g. buildings versus vehicles
  • Tangible or intangible, e.g. property versus trademarks, designs and patents
  • Owned, operated, leased or borrowed, e.g. contractual conditions
  • Local or international, e.g. statutory considerations

INCOME / EXPENDITURE:

  • Income from trading operations
  • Non-trading income
  • Income from intangible assets
  • Personal income protection of owner(s)
  • Fixed contract purchases
  • Fixed costs
  • Variable costs
  • Non-trading expenditure
  • Alternative suppliers
  • Client dependency

PEOPLE:

  • Own people, e.g. trade risks, employee fraud, labour-related issues, legal liabilities, employee benefits
  • Third party contractors, e.g. personal injury, complicity with employees, labour-related issues, trade risks
  • Clients/Customers, e.g. dependency, competitive forces, credit risk exposures
  • Suppliers/Service Providers, e.g. dependency, competitive forces

LEGAL:

  • Common Law
  • Statutory
  • Indigenous
  • International
  • Contractual
  • Criminal
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