Indwe

Business
Insurance

Your business is distinct and so are your risks. Trust Indwe to provide suitable solutions for your business insurance and financial needs.

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Protect your business, reputation and future.

At Indwe, we provide insurance cover from reputable South African insurers to suit your individual business needs.

By focusing on the specific requirements of your business, we provide relevant risk and financial solutions and deliver a superior insurance experience. Trust Indwe for sound advice and to be your claim management experts in the event that you need to make a claim.

Your assets are vital to your business, your daily operations and your success. Prepare for the unexpected and safeguard the continuity of your business by ensuring that these valuable assets are protected.

The buildings you own or are responsible to insure in terms of your lease are exposed to daily risks. Protect them from loss or damage caused by unexpected events such as fire, lightning, explosion, earthquake, storm, wind, water and hail.

Your business relies on more than just its premises. Contents insurance covers furniture, fixtures, fittings and other business contents against loss or damage, helping you recover and get back to business sooner.

Businesses rely on technology every day. Electronic Equipment insurance provides specialised protection for a wide range of equipment, from everyday office technology to sophisticated and specialised electronic systems.

Whether it’s raw materials for production or finished stocks ready for sale, these goods are an important part of your business. Cover against loss or damage provides financial protection when the unexpected happens.

Plant and machinery are essential to many business operations and can represent a significant investment. A range of specialist covers can be tailored to protect your equipment, from Plant All Risks and Machinery Breakdown to solutions for mobile, hired-in and specialised plant.

Safeguard your vehicles, motorcycles and trailers that are at risk of theft, hijacking and accidental damage. Further protect your business from liability for damages to third-party vehicles or injury to third parties in the event of an accident.

Protect your business against the financial impact of unexpected machinery breakdown. Cover helps with repair or replacement costs, with options available for stock deterioration and business interruption.

Protect the money your business handles every day. Money cover helps protect against insured loss of or damage to business money while at your premises, in transit or in the custody of authorised persons.

Physical damage to your property can impact your business long after the initial loss. Business Interruption cover helps protect your income and manage the additional costs of keeping your business going while you recover.

Keep your goods protected while they’re on the move. Goods in Transit cover helps protect stock, materials and other goods against loss or damage during transit, helping your business keep deliveries and operations on track. Cover may be arranged for goods transported locally and across borders.

Some business risks require more specialised protection. Indwe can help you identify and arrange cover for complex assets, operations and liabilities, based on the specific needs of your business.

Just like other businesses, farmers need cover against loss or damage to their assets and crops by fire and weather-related risks. Cover available includes: theft, livestock, machinery breakdown, business interruption, assets, money, and crop insurance.

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Helps protect your business against financial losses caused by employee dishonesty, computer fraud, funds-transfer fraud and impersonation scams.

Construction and engineering projects come with complex and varied risks. Specialist insurance solutions can be tailored to the needs of each project, providing protection across construction works, equipment, liability and other project-related exposures.

Covers your business against financial loss when customers fail to pay for goods or services supplied on credit due to insolvency, business rescue, or prolonged non-payment.

Protect the people who are an important part of your business. Group Personal Accident provides financial protection to your employees following accidental bodily injury that results in death, permanent or temporary disability.

Provides financial and specialist crisis support following a kidnapping or extortion incident, including insured ransom, negotiation and response costs.

Provides cover for insured vessels, including their machinery and equipment, against loss or physical damage. Cover for cargo in transit may also be available, depending on the specific requirements of the business.

Covers small watercraft and related equipment against loss or damage, as well as legal liability to third parties.

Provides continuous cover for goods against loss or damage from their point of origin, through transit, storage and processing, to the final destination.

Protects employees travelling for business against insured events such as trip cancellation, medical emergencies, evacuation and lost baggage.

Extended covers linked to an insured motor vehicle. Cover can extend to: Mechanical Warranties; Tyre & Rim cover; Extended Service Plan; Scratch and Dent cover.

In an increasingly litigious world, take the necessary steps to protect yourself and your business against the potential severe consequences of financial loss as a result of malpractice, errors and negligence.

Accidents happen, and your business could be held legally liable. General Liability provides financial protection against third-party claims for injury or damage arising from your business activities.

With D&O liability insurance the personal assets of directors and officers, and that of the company itself, are protected in the event they are personally sued for actual or alleged wrongful acts in managing that company.

Cyber liability insurance helps your business respond to cyber incidents such as data breaches, ransomware and network failures, and may provide cover for certain recovery costs, business interruption and third-party claims.

Employment disputes can place significant financial pressure on your business. Employment Practices Liability provides financial protection against claims arising from actual or alleged unfair employment practices, including associated legal costs, damages, awards and settlements.

Covers clean-up costs and third-party claims arising from sudden and accidental pollution caused by your business operations.

Providing professional advice or expertise comes with risk. Professional Indemnity provides financial protection against third-party claims arising from actual or alleged negligence, errors or omissions in your professional services.

Your business can be held legally liable for injury or damage caused by defective products that you manufacture, supply or sell. Additional cover for product recall and Guarantee risks may be available, subject to terms and conditions of the policy.

Our partner, Indwe BlueStar, offers a range of business solutions designed to support the financial well-being of your business through life's uncertainties. These include employee benefits, key man insurance, business debt insurance, business risk solutions, retirement options and business banking assistance.

Indwe BlueStar is an authorised Financial Services Provider in life insurance FSP 6832

BUSINESS COVER THAT WORKS WHEN IT MATTERS