Category: General

It is widely accepted that small to medium enterprises (SMEs) are critical to the growth of the country. Some estimate that they make up 91 percent of formalised business in South Africa and provide employment to almost 60 percent of the labour force. It is therefore vital that these businesses prioritise the risks that will…

Financial services company, Indwe Risk Services (Indwe), has adopted risk management technology – and more specifically drone technology – to propel its propensity to identify and understand risk.  RiskTech,the latest risk management offering from Indwe, harnesses the power of advanced technology and risk expertise to provide clients with accurate risk assessments and the best risk…

Just as the costs of goods are on the rise, the value of your household possessions increases over time. Unlike with vehicle insurance, household insurance covers you for replacing your lost, damaged and stolen possessions with new items. Therefore, it is crucial that they are insured for the current replacement value, so that they can…

The COVID-19 crisis has brought with it many changes that are likely to remain long after the pandemic fades away. Working from home, for example, has become the new norm for many of us even if only for part of the time. It is normal to protect and insure our assets whether we rent or…

By Jannie de Beer and David Vines, risk engineers at Indwe  It is often believed that risk management is a tool of insurance, but on the contrary, insurance is a tool of risk management. Insurance can be used to protect your business against losses from specific risks, but it will not reduce the risk exposure…