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The right advice can shape your life.

The right risk advice can protect it.

FOR US, INSURANCE IS PERSONAL

You are unique. Your insurance should be too. At Indwe, we take pride in the advice we give our clients. To us, it’s more than just insurance, it’s tailored risk advice to help you plan your today and secure your tomorrow. Partner with the right people, who want to protect what you value most.

Get a quote

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Make a claim

Find an Indwe office

Our Insurance Solutions

With an experienced team and a history that extends back over a century, our clients know that they can trust our risk advice to best protect their futures. Chat to us for a tailored insurance solution for your unique needs or search through the solutions below.

Looking for something specific?

Filter through our insurance solutions below

Property and Buildings

With a team of specialist advisors on hand, we will ensure that the actual structure of your home – and other permanent structures on your property – are insured against loss or damage.

Household Contents

Tailored household contents insurance will adequately protect the valuable items in your home – the things you would pack into boxes when you move. Cover can include personal documents, collections, money, refrigerator or freezer contents, and employee or guest possessions.

All Risk Cover

Protect your valuable portable possessions for loss, theft or damage. These can include a cellphone, laptop, camera, sunglasses, clothing and jewellery. Extend the cover to your car’s GPS, tracking systems, tools and spares, and groceries and goods if you’re returning home from shopping.

Motor

Your vehicle is one of your most valuable possessions, particular as it’s essential to your daily movements. In addition to three basic vehicle insurance categories - comprehensive, third party, and third party, fire and theft – we also offer a variety of extras to protect you against unforeseen costs.

Motorcycle

Motorcycles are seen as symbols of freedom but, on South African roads, their drivers are at risk of other reckless motorists. Get comprehensive insurance so you can enjoy the adventure of the open road, knowing that you’re adequately covered.

Watercraft

Fishing or sail boat, Jet Ski or other watercraft, with the right cover you’re protected from risk both on and off the water. The insurance extends to liability for damage or injury while using or transporting your watercraft, and most cover options include standard fittings and equipment.

Specialist Vehicle

From golf carts to shopping riders, there are many different types of specialist vehicle that all need cover. Whatever your unique needs, our experienced team will find you the right cover.

Personal Accident

With a personal accident policy, you are only offered protection against accidental death and bodily injury, where the policy pays out a lump sum – and not against sickness or general disability.

Legal Liability

Personal liability cover is essential for people who risk being held legally liable for the injuries of others, motor vehicle accidents and accidents to a third party. With this safeguard, your legal costs and payouts are covered if you are found legally responsible for injury or damage to property as a result of negligence.

Travel Insurance

Whether you’re travelling for personal or business reasons, travel insurance makes the journey worry-free that if the unexpected happens, you’re adequately covered.

Digital Devices – iConnect

We live in a digital world, where it’s essential to always stay connected. Protect your digital devices against accidental loss and damage, and get cover for all mobile devices under one policy.

Motor Warranty – Motorvaps

With Motorvaps, you can choose from a range of warranties, service plans and value-added products that not only suit your driving needs, but also your pocket.

Third-Party Recovery Assistance – RoadCover

If you have been personally injured and were not the driver that caused the accident, or you are a dependent of the deceased victim, you can benefit from our comprehensive RoadCover service. Our specialists will manage your entire Road Accident Fund claims process, saving you costs and hassle.

Indwe BlueStar

As a financial advisory practice, we work with you to adapt to the shifting business environment, to create a differentiated wealth portfolio that will lead you to financial independence at each life stage.

Med ClaimAssist

Take the hassle, worry and frustration out of dealing with your medical aid and use our team of experts to ensure that your medical claims are properly paid.

Family – Simeka Health

Through Simeka Health, you have access to all major approved medical schemes and primary healthcare options, including gap cover. Get advice to choose the option that best suits your needs.

Pets – PawPaw Pet Health

Protect the furry members of your family with PawPaw Pet Health Insurance. This cover ensures that your domestic pets have access to the best care possible in the event of an illness or accident.

Medical Emergency

For medical emergencies at home or on the road, our assistance service is available 24/7 and will arrange emergency transport to the nearest appropriate medical facility. In addition, any children with you that need to be supervised, will be cared for until appropriate arrangements can be made.

Roadside Emergency

If your vehicle breaks, we’ll organise help or arrange towing if it needs repairs. If you’re stranded more than 100km from home, we’ll arrange a lift or overnight stay and keep loved ones informed on your behalf. For accidents, we’ll take care of towing and vehicle storage. To qualify, the vehicle must be comprehensively insured with Indwe.

Home Emergency

In a home emergency a locksmith, plumber, electrician or glazier will be organised. To prevent consequential damages, use the 24-hour emergency helpline for urgent assistance. The call-out fee is covered and one hour of labour (to a maximum of R500).

Personal Protection

RESQ1 is a home and roadside protection unit, with teams of highly trained officers who are able to professionally handle critical incidents. RESQ1 is a nationwide service and operates 24/7.

Personal Protection

My Personal Lifeline is a 24-hour crisis management service that provides you and your family with emotional, financial and legal support, should you be affected by crime, even before your insurance claim is submitted.

Property and Buildings

With a team of specialist advisors on hand, we will ensure that the actual structure of your home – and other permanent structures on your property – are insured against loss or damage.

Household Contents

Tailored household contents insurance will adequately protect the valuable items in your home – the things you would pack into boxes when you move. Cover can include personal documents, collections, money, refrigerator or freezer contents, and employee or guest possessions.

All Risk Cover

Protect your valuable portable possessions for loss, theft or damage. These can include a cellphone, laptop, camera, sunglasses, clothing and jewellery. Extend the cover to your car’s GPS, tracking systems, tools and spares, and groceries and goods if you’re returning home from shopping.

Motor

Your vehicle is one of your most valuable possessions, particular as it’s essential to your daily movements. In addition to three basic vehicle insurance categories - comprehensive, third party, and third party, fire and theft – we also offer a variety of extras to protect you against unforeseen costs.

Motorcycle

Motorcycles are seen as symbols of freedom but, on South African roads, their drivers are at risk of other reckless motorists. Get comprehensive insurance so you can enjoy the adventure of the open road, knowing that you’re adequately covered.

Watercraft

Fishing or sail boat, Jet Ski or other watercraft, with the right cover you’re protected from risk both on and off the water. The insurance extends to liability for damage or injury while using or transporting your watercraft, and most cover options include standard fittings and equipment.

Specialist Vehicle

From golf carts to shopping riders, there are many different types of specialist vehicle that all need cover. Whatever your unique needs, our experienced team will find you the right cover.

Personal Accident

With a personal accident policy, you are only offered protection against accidental death and bodily injury, where the policy pays out a lump sum – and not against sickness or general disability.

Travel Insurance

Whether you’re travelling for personal or business reasons, travel insurance makes the journey worry-free that if the unexpected happens, you’re adequately covered.

Digital Devices – iConnect

We live in a digital world, where it’s essential to always stay connected. Protect your digital devices against accidental loss and damage, and get cover for all mobile devices under one policy.

Motor Warranty – Motorvaps

With Motorvaps, you can choose from a range of warranties, service plans and value-added products that not only suit your driving needs, but also your pocket.

Third-Party Recovery Assistance – RoadCover

If you have been personally injured and were not the driver that caused the accident, or you are a dependent of the deceased victim, you can benefit from our comprehensive RoadCover service. Our specialists will manage your entire Road Accident Fund claims process, saving you costs and hassle.

Indwe BlueStar

As a financial advisory practice, we work with you to adapt to the shifting business environment, to create a differentiated wealth portfolio that will lead you to financial independence at each life stage.

Med ClaimAssist

Take the hassle, worry and frustration out of dealing with your medical aid and use our team of experts to ensure that your medical claims are properly paid.

Family – Simeka Health

Through Simeka Health, you have access to all major approved medical schemes and primary healthcare options, including gap cover. Get advice to choose the option that best suits your needs.

Pets – PawPaw Pet Health

Protect the furry members of your family with PawPaw Pet Health Insurance. This cover ensures that your domestic pets have access to the best care possible in the event of an illness or accident.

Medical Emergency

For medical emergencies at home or on the road, our assistance service is available 24/7 and will arrange emergency transport to the nearest appropriate medical facility. In addition, any children with you that need to be supervised, will be cared for until appropriate arrangements can be made.

Roadside Emergency

If your vehicle breaks, we’ll organise help or arrange towing if it needs repairs. If you’re stranded more than 100km from home, we’ll arrange a lift or overnight stay and keep loved ones informed on your behalf. For accidents, we’ll take care of towing and vehicle storage. To qualify, the vehicle must be comprehensively insured with Indwe.

Home Emergency

In a home emergency a locksmith, plumber, electrician or glazier will be organised. To prevent consequential damages, use the 24-hour emergency helpline for urgent assistance. The call-out fee is covered and one hour of labour (to a maximum of R500).

Personal Protection

RESQ1 is a home and roadside protection unit, with teams of highly trained officers who are able to professionally handle critical incidents. RESQ1 is a nationwide service and operates 24/7.

Personal Protection

My Personal Lifeline is a 24-hour crisis management service that provides you and your family with emotional, financial and legal support, should you be affected by crime, even before your insurance claim is submitted.