This website is the property of Indwe Risk Services (Pty) Ltd. By accessing this website, you agree to its privacy policy. The privacy policy relates to the collection and use of personal information that may be provided to the company by the use of this website.

Indwe Risk Services understands the importance of protecting the personal information of our clients and prospective clients. Personal information will only be used for the purpose that it is required, and only information that is relevant to a specific service and product, will be requested from a client. Personal information is defined as specific information about a person that is provided to the company for the purpose of requesting product related information and/or service.

Indwe Risk Services will at all times ensure that personal information collected from clients on the website is treated confidentially and will not be disclosed to any third party, without the express consent of the client.

Indwe Risk Services will only provide personal information of their clients to affiliated service providers for marketing purposes if a client has specifically indicated that they are willing to receive such information.

Indwe Risk Services will at all times take all reasonable measures to ensure the safe keeping of client’s information, when visiting this website, however we cannot control the confidentiality, access to or distribution of information which is retrieved through the use of “cookies” or information retrieved through the collecting and storing of IP addresses of clients to this website.

Intellectual property rights

Accessing this website does not in any way transfer licensing rights to any person with regards to Indwe Risk Services or any of its clients’ information which might be displayed on this website. This information includes images, graphics, text and layouts. Indwe Risk Services is the owner of this website and the copyright to all contents belongs to us.

Any trademarks, brands and logos used on this website are either the property of Indwe Risk Services or Indwe Risk Services is licensed to use them. By using this website, it does not transfer any rights to any party to make use of those trademarks, brands or logos in any way, unless prior written permission was given by Indwe Risk Services to do so.

Information retrieved, viewed or downloaded from this website, is intended for private use only, and may not be sold, resold, transmitted or otherwise made available or distributed in any manner via the media or any third party, unless prior written consent has been obtained from Indwe Risk Services.


This page or any other page on this site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this website is provided “as is” without warranty of any kind, either express or limited, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties; therefore, the above exclusion may not apply to you.

Information on this website may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. Indwe Risk Services may also make improvements and/or changes to this information at any time without notice.

Information that Indwe Risk Services publishes on this website may contain references or cross-references to other products, programmes and services that are not announced or available in your country. Such references do not imply that Indwe Risk Services intends to announce such products, programmes or services in your country. Consult an Indwe Risk Services representative for information regarding the products, programmes and services which may be available to you.

When you access a non-Indwe Risk Services website, please note that it is independent from Indwe Risk Services, and that Indwe Risk Services cannot control the content on such websites. In addition, a link to a non-Indwe Risk Services website does not mean that Indwe Risk Services endorses or accepts any responsibility for the content, or the use, of such websites.

It is up to the individual visiting this website to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan Horses and other items of a destructive nature. In no event will Indwe Risk Services be liable to any party or for any direct, indirect, special or other consequential damages due to the use of this website, or on any other hyperlinked website, including without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if we are expressly advised of the possibility of such damages.

Indwe Risk Services provides the website as a service to the public. The information and content in this website are curated and published by Indwe Risk Services, and are intended for general purposes only. While Indwe Risk Services endeavours to keep the information up to date and correct, it makes no representations or warranties of any kind about the completeness, accuracy, reliability, suitability or availability, with respect to the website, content, views and opinions by authors, products, services, or related graphics contained on the website, for any purpose. Any reliance placed on such information is therefore strictly at the viewer’s own risk. Should you be aware of any unsuitable information or content, kindly inform us in writing at 61 Central Street, Houghton Estate, 2198.

In no event will Indwe Risk Services be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Although the Indwe Risk Services website may include links providing direct access to other Internet resources, including websites, social media accounts, applications, and documents, Indwe Risk Services is not responsible for the accuracy of information or content contained on these websites and platforms. Indwe Risk Services has no control over the nature, content and availability of the information and content on those sites, and the inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website fully functional, however, Indwe Risk Services takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Prices quoted include VAT and are in South African Rand unless otherwise stated. Indwe Risk Services and/or any of their employees, servants, agents or representatives do not accept any responsibility and/or any liability of any nature pursuant to any information contained here or the use of such information. This includes the provision of any products and/or services that may be provided by Indwe Risk Services or by any third party, including but not limited to suppliers, companies, or any person or entity referred to in this document or on any website. Information given does not necessarily represent the views of Indwe Risk Services and nothing contained herein shall in any way create any responsibility or liability by Indwe Risk Services. Use of any referred third-party products and/or services shall be between the user and such third party and Indwe Risk Services make no representation and/or warranty of any nature as to the performance and/or compliance and/or whether such services or products or suppliers are fit for purpose.

Social Media Disclaimer

We are thrilled to have you as part of the Indwe Risk Services Facebook community. While we encourage and appreciate your opinions, input and feedback, we would like to make you aware of our community guidelines, to ensure that you can join the conversation without being insulted or unjustly offended. Content shared or published by users does not reflect the opinions of and is not necessarily endorsed by Indwe Risk Services, its employees, representatives or its affiliates. Should you be aware of any unsuitable content, kindly inform us in writing at 61 Central Street, Houghton Estate, 2198.

Community guidelines
Indwe Risk Services reserves the right to remove content or comments that:

  • Are likely to provoke, attack or offend people
  • Are racist, sexist, homophobic, sexually explicit, abusive or otherwise objectionable in Indwe Risk Services’ view
  • Contain swear words, or offensive and derogatory language
  • Break the law, condone or encourage unlawful activity, including breach of copyright, defamation and contempt of court
  • Advertise competitors’ products or services for profit
  • Are seen to impersonate someone else
  • Repeatedly post identical or unsolicited messages, i.e. spam
  • Are not related to the topic
  • Include contact details such as contact numbers, postal or email addresses
  • Contain links which are irrelevant, advertising, spam, offensive, inappropriate or link to or are associated with Indwe Risk Services’ competitors
  • Describe or encourage activities which could endanger the safety or well-being of others

Furthermore, Indwe Risk Services reserves the right to restrict, limit or ban access to the Indwe Risk Services Facebook page, if in the opinion of the Indwe Risk Services moderators, such persons are disrupting the page and have failed to abide by Indwe Risk Services Facebook community guidelines.

Indwe Risk Services will only respond in the universal business language, English, wherever possible.

We look forward to creating a community of Indwe Risk Services fans that we can engage with and learn from.