Category: General
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Business Solar Insurance in South Africa: Has Your Cover Kept Up with the Solar Boom?
For many South African businesses, investing in solar started as a response to load shedding. Today, however, the motivation is a little different. As electricity supply has become more stable, businesses continue investing in commercial solar systems – not just to keep the lights on, but to reduce operating costs, improve energy certainty, support sustainability…
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AI in Business: Who Is Liable When Technology Gets It Wrong?
It often starts with a simple prompt. An employee asks an AI tool to draft an email. A consultant uses it to help prepare a client report. A finance team relies on it to analyse data. An HR department uses it to screen CVs or summarise applications. Tasks that once took hours can now be…
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Insurance Claims | What to Do After Damage, Loss or an Accident
The scenarios are familiar. A burst pipe floods part of a home overnight, or a severe storm damages a roof. Elsewhere, a vehicle is involved in an accident on the way to work, and a break-in leaves a family dealing with loss and uncertainty. Unexpected events like these can be stressful, disruptive, and emotionally draining.…
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Water Risk Is Now an Insurance Risk in South Africa
Water has always been essential. But for many South African households and businesses, it has become something more: a growing risk-management and insurance concern. From planned outages and ageing municipal infrastructure to burst pipes, leaks, water tanks, pumps, boreholes and alternative supply arrangements, water-related disruption is no longer just an inconvenience. It can affect property,…
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Does Home Insurance Cover Fire Damage From Heaters, Fireplaces or Electrical Faults?
As winter sets in, South African households use heaters, fireplaces, electric blankets, gas appliances and backup power systems more often. This increased use can raise the risk of household fires, especially where appliances are old, plugs are overloaded, wiring is faulty or fireplaces have not been maintained. Home insurance may cover fire damage, but cover…
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