And just like that we’re already into the third week of January 2016! Whether you’re the type of person who makes New Year resolutions or not, it’s good to think about and plan for your year ahead.
This will help you have a successful year, and be as prepared as possible for the unexpected.
Here are a few great tips to ensure you start the year the right way.
GET YOUR HOUSE IN ORDER
Whether you’ve been away for the holidays or just stayed at home, now is a good time to look at your house and get some home admin done. Embark on a thorough spring cleaning and throw out what is broken or donate what you no longer need. Re-do your garden, organise your cupboards and storage, and look at home renovations or refreshing a room in your house. It’s also a great time to look at home and building insurance to make sure that you and your possessions are properly covered.
HIT THE ROAD
Perhaps the travel bug bit you while you were on holiday, and now you want to explore new places in 2016. Of course you can make grand plans for an overseas holiday, but you can also look at travelling locally. Experience the beauty of South Africa by exploring the interesting places in and around where you live. If you do plan on driving anywhere, remember to check your car insurance policy to ensure that you are protected.
BE PENNY WISE
You never know what the future holds, this is why it’s a good idea to always maintain a healthy bank balance. Review your budget (or start one!) and simplify your finances to get rid of unnecessary spending. This will help you get a handle on your financial situation so you can pay off any debts, save for your retirement, and put money towards any goals you want to achieve in the year. Speak to our advisors for all your personal insurance needs, and we’ll give you professional, honest insurance advice that’s right for you and your lifestyle.
ACCEPT A CHALLENGE
If one of your goals is to be more active, a fun way to achieve this is by entering a race or committing to a physical challenge. Not only do you now have a goal to work towards, but you also get a huge sense of accomplishment after you’re completed it. Take on a challenge with a partner, and if you’re starting a new exercise regime, it’s a good idea to first consult your doctor. Don’t forget to review your medical aid scheme to find out what you are covered for and if you qualify for any additional benefits or rewards.
Our advisors are available to guide you and give you the right advice when it comes to your insurance policy. Speak to Indwe Risk Services today on 0860 13 13 14.