The holiday season is almost here, and most people have their eyes firmly fixed on their upcoming December plans – whether that’s staying home or heading on vacation. But before you swap your trousers for boardshorts, here are some safety precautions to ensure that you can truly relax and recharge on your holiday.

Tips for your personal safety

Being vigilant is the best thing you can do to guarantee your safety during the holiday season. Whittle down your packing list to avoid taking unnecessary items with you and potentially making yourself a target for criminals.

In a similar vein, limit the amount of cash you carry on your person. Instead opt to pay with a debit or credit card and always be aware of your surroundings when withdrawing money from an ATM.

Moreover, sharing your holiday plans on social media will highlight that you are away and that your home is potentially empty, so only share vague details that will not put you at risk.

The holiday season is synonymous with gifting, so chances are you will have to pay at least one or two visits to the mall, which can be a hotbed for criminal activity. Ensure that your wallet or purse is always zipped and if you carry a handbag sling it across your body. Furthermore, avoid dimly lit and secluded areas such as parking garages, as this is where many robberies occur.

Tips for home safety

Home invasions tend to increase during the festive season, but this shouldn’t dampen your festive spirit. If you are planning on going away hire a reputable house sitter or enlist the help of a friend or family member to regularly check on your home.

Furthermore, houses that appear desolate are more attractive to thieves, so if your home will be left empty it’s best to do some home maintenance just before you leave. This could include trimming overgrowth and mowing the lawn to reduce hiding places for criminals.

Another important step to follow before you set off on your vacation is to test your security system and inform your security company of your holiday plans.

Tips for vehicle safety

Planning on road tripping to your holiday destination? A car service is essential. By doing this you can ensure a smooth journey and the peace of mind that your car is in a good condition and can get you to your destination safely. Furthermore, make sure that both your car and driver’s licenses are up to date.

A first aid kit is an absolute essential to pack, along with your “padkos”, of course. You never know when it might come in handy.

When parking at a mall or restaurant, always double-check that your vehicle is locked. When you are returning to your car walk with your car key in hand. This will reduce any time spent fumbling looking for it and can also be used as a weapon.

Tips for cybercrime safety

If you plan on forgoing the chaos of in-store shopping for the calm of online shopping, don’t let your guard down! Cybercriminals know how to capitalise (literally) on shoppers’ relaxed attitudes during the holiday season.

Regularly check your debit and credit card statements and report any suspicious activity. You’ll also want to set up a two-step verification on all your accounts and reduce spend and withdrawal limits. Not to mention that you should update your passwords and create strong ones for all your accounts.

Always exercise caution when shopping online and remember that if a deal or offer seems too good to be true, it most likely is.

Tips for business safety

The increase in crime over the festive does not just affect consumers, but businesses too. If your business closes for any period of time over the holiday season, make sure that there are sufficient security measures in place and that all doors and windows have been locked and alarms have been activated.

Protecting your business against natural disasters is equally important. To do this ensure that there are no leaks that can damage equipment. Unplug machinery that is not in use and raise machinery off the ground to avoid potential water damage.

Cybercrime is also a major concern for businesses during this time of year. Mitigate the risks of this by putting a cybercrime strategy in place. Educating your employees on popular cybercrime tactics will also help reduce your risk.

Ultimately, a pro-active approach to security is the best way to keep yourself, your family, and your assets safe. Speak to your insurer to see exactly what you are and aren’t covered for, so you can get any gap cover needed to enjoy complete peace of mind during the holiday season.

For professional advice on updating your insurance cover please contact an Indwe advisor on 0860 13 13 14 or indwe@indwe.co.za.

Indwe Risk Services (Pty) Ltd is an authorised FSP 3425.