Category: General

  • Business interruption insurance: Where it could go wrong

    Business interruption insurance: where it could go wrong It’s easy to fall into the false sense of security that by simply having BI cover, your business will recover if an insured event should occur. But if the proper processes are not followed or you are not adequately covered, things could go wrong very quickly. Let’s…

  • Business interruption insurance: The role of the advisor

    Business interruption insurance: the role of the advisor In the seventh and final blog in the BI series, we focus on the role of the risk advisor in understanding your business’s circumstances, identifying BI risks and providing you with a range of possible solutions to address these risks. Over this series of articles, we have…

  • The implications of overloaded vehicles on your insurance policy

    Overloading – it’s a common occurrence on our roads. If we don’t drive past an overloaded bus, taxi or truck, then we read about another horrific accident caused by one. Hundreds of passengers lose their lives every year, and numerous transport owners count the cost of claims being rejected based on non-compliance. Vehicles designed for…

  • To insure or self-insure? A conundrum for fleet operators

    Fleet insurance is essential for businesses with vehicle fleets and drivers. With proper management and meticulousness, fleet managers can reduce insurance costs, improve the safety of employees and benefit from as much insurance cover as is required. But with escalating insurance costs, many fleet managers, particularly those overseeing large fleets, are opting to partially cover…

  • Hire purchase agreements and changes in ownership

    Hire purchase claims can be complicated for policyholders. Not everyone knows the ins and outs of the process involved in settling a hire purchase claim. Understanding this can prevent any delays in one’s hire purchase claims settlement or losses arising from the inability to follow the correct process. What is hire purchase? A hire purchase…