Buying a home is the biggest purchase you’re ever likely to make, so it’s vitally important to make sure it’s properly insured – right through from the building phase, to completion and after you’ve moved in.

Indwe Risk Services is a leading personal and business insurance broker that understands that one-size-cover never fits all.  So whether you’re single, are bringing up a young family, or enjoying the freedom of retirement, they can tailor insurance cover that meets your needs and reflects your lifestyle. 

Secure the structure of your home

Whilst your property is being built, Indwe’s team of property experts will ensure your burgeoning building is properly insured.  They have in-depth knowledge of the various construction phases, potential pit-falls and complications, and will make sure the carpet it never pulled from under your feet.

Once your building is complete, Indwe’s tailor-made buildings insurance will cover the actual structure of your home, as well as any other permanent structures such as garages, swimming pools and walls.

There are many important factors to consider when it comes to building cover, and Indwe’s insurance specialists will leave no stone unturned to ensure you have all the protection you need.

With proper building cover you’ll be insured against loss or damage due to things like lightning, fire, burst water pipes, storms and floods, damage caused by a break-in, subsidence of land and landslips, and damage caused by impact.  It can also cover damage to your garden and protect you against other costs or losses, such as loss of rental, should you choose to rent your property.

 Protect your most valuable possessions

Of course, it’s what you put inside a house that really makes it a home.  Once you’ve moved into your new home, you’ll want to make sure your valuable possessions are insured.

With adequate household contents insurance you can ensure everything is properly covered, should the unexpected happen. Your cover can even include money, personal documents, collections, and the contents of your refrigerator or freezer.

With the right cover you can also claim for storage costs, should you need to store your household contents elsewhere, if there is any damage to your home or appliances. In fact, the right amount of cover will ensure you have very little to worry about – even the possessions of employees and guests can be covered.

 Award winning insurance

In both 2011 and 2012, Indwe beat other major insurers to win the South African Service Award in the Financial Services Short-term Insurance category, beating other major insurers. It’s easy to see why:

“At Indwe, we provide a trusted, first class insurance service where we build relationships with our customers and put their needs first,” explains Managing Director, Peter Olyott.

“We achieve this by combining our unique brand of personalised, professional insurance advice with a customer service experience that’s underpinned by a passionate desire to care for our clients.  And we don’t just care for you when you buy cover from us, we’ll look after you for the entire duration of your relationship with us.”

Whether you simply want to ask a question, need to make changes to your policy, or have to submit a claim, they will guide you through the claims process and liaise with the insurers on your behalf. 

Indwe strive to make your entire insurance experience as simple and painless as possible.

Speak to one of Indwe’s property experts today on 0860 13 13 14 or go to www.indwerisk.co.za for more information.