Author: Indwe Risk Services

  • Top 6 Things to Consider When Reviewing Your Business Insurance

    Most businesses know the routine of insurance renewal. The premium changes, the policy rolls forward, and focus returns to running the business. While that cycle feels efficient, it can also be risky. Your business today is not the same business it was twelve months ago. Assets grow, stock fluctuates, contracts change, and new risks appear…

  • Why Your Insurance Policy Might Not Survive Inflation

    In South Africa’s current economy, inflation is pushing up the price of groceries and fuel, but moreover, it’s slowly increasing the risk of underinsurance. From rebuild costs to asset replacement values, the gap between what something is worth and what it’s actually insured for grows wider every year. Whether you’re a homeowner or a business…

  • Liability Risks in a More Litigious South Africa

    South Africa is becoming increasingly litigious and for businesses, professionals, and high net worth individuals, this shift has real consequences. Legal claims are rising, regulatory scrutiny is tightening, and reputational damage can occur long before a court decision is reached. In this environment, liability insurance in South Africa is no longer just about covering legal…

  • Indwe Risk Services Named Headline Sponsor of the Get Lucky Hole-in-1 Challenge

    The Get Lucky Golf is proud to announce Indwe Risk Services (Indwe) as the official headline sponsor of the Get Lucky Hole-in-1 Challenge, marking a new national partnership that brings together premium golf experiences, innovation, and bespoke risk advisory expertise. Launching in January 2026, the partnership will see Indwe headline the Get Lucky Hole-in-1 Challenge…

  • The 7 Principles of Insurance: Understanding the Basics That Protect You

    Most people think of insurance as a safety net. But behind every policy is a structured legal agreement, governed by time-tested principles designed to protect both the insurer and the insured. Understanding these principles can make a meaningful difference when it comes to choosing the right cover, avoiding surprises, and managing claims with clarity. At…